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Information
Additional Insureds and Contractual Liability
Length: 1 Hour
This session is designed to show how contractual liability differs from additional insured status and how the two interact in the general liability policy.
Basic Course Information
Learning Objectives- Have reviewed the definition of an insured contract and the how endorsements that change the definition impact the coverage
- Understand how defense costs are handled in the contractual portion of the general liability policy
- Know how the separation of insureds language impacts the allocation of limits for both the named insured and the additional insured
- Understand the difference that additional insured status creates as respects defense costs
Major Subjects
- How Contractual Liability Works
- Endorsements Affecting Contractual Liability
- Additional Insured Status
- Limitations to Additional Insured Status
Brian Hutson, CIC, CRM
Brian began his career in 1992 with Given/Woods Insurance Agency. He studied Insurance and Risk Management at SMU and graduated in 1994. In 1996 he left Given/Woods and started his own agency. He later merged his agency with Given/Woods when Glenn Woods retired. He sold the agency to Assured Partners in 2018 and continues to work at Assured Partners.
